Today’s adversely. The United States is still trying to

job market is extremely competitive, and distress can follow people that are
searching for a lifelong career because the options seem infinite. In seeking a career, many adults come face to face with the
dilemma whether to attend a four-year university,
but the most significant elements of the decision process
on whether to obtain a degree depend on if an individual
desires a job or a meaningful career. Qualifications
are needed for many professions such as becoming a lawyer, doctor, or even a
teacher and consequently, these types of jobs require applicants to have knowledge
and skills that are only obtainable by earning a college degree. On the other
hand, having industry type jobs, the only requirements are following directions,
being on time and faithfully being present for a scheduled shift. It has been
proven that obtaining a college degree can give a person more opportunities in
life and the workforce; it should be essential for students to acquire a
college degree and gain the skill and critical thinking needed in many
rewarding careers.

information that looms over the subject is whether it is advisable for students
to pursue a college degree and whether or not it will be a good investment. In 2008,
the United States suffered from one of the greatest economic collapses of all
time which affected the housing market adversely. The United States is still
trying to recover from the recession, but at the same time of recovery, many
experts have predicted that the United States’s economy will likely be affected
again and student debt is predicted to be the culprit of the economic downfall
(Strohursh and Wanner 261). The expenses associated with college tuition rises
every year without warning and many loan programs that once offered low monthly
payments have ended. With that established, many students are being compelled
to accept loans that are almost impossible to repay for people who do not have
extensive amounts of revenue or help from parents. Possibilities of defaulting
on loans exist for students who do struggle financially, consequently, causing
the student’s credit to plummet well below the favorable threshold which causes
the individuals to be ineligible for many careers and not being able to obtain
loans later on in life (Lynch). Many students have been forced to consider
other types of schools other than four-year universities because of the
predicaments that the United States has faced, but despite the negative possibilities
the positive aspects are extraordinary and have been proven to expand one’s
life entirely.

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many people would argue that college is a precious asset to individuals that
want to further their education, become more diverse and become more marketable
in the workforce. Porter proposed that individuals that pursue a higher
education acquire many benefits including financial gain, and in 1998 a report
was reviewed by the Institute for Higher Education disclosing that students who
earned a four-year degree enjoyed more economic freedom, and increased job
security compared to people who did not (390).  Daniel Yankelovich affirmed in the Chronicle of Higher Education that many
low skilled jobs that have decent pay are coming to an end, and the only way
that many Americans can remove themselves from the poverty or middle-class
level is by giving themselves a better chance in the workforce after earning a
college degree. Many highly paid jobs are in favor of employing individuals
with a degree because college graduates are known to possess the knowledge and
required skill set for the position (400)

 The Census Bureau also
concluded that people who obtain associate and bachelors degrees earn between
1.6 and 2.1 million over the course of their working lives compared to the 1.2
million that high school graduates acquire ( Porter 390). If a person is
willing and able to pursue a college degree, then it can be understood that the
individual in question would like to improve their odds in today’s workforce by
making themselves more employable.

            On the other
hand, opponents claim that pursuing a four-year degree is not advisable for
most people because of the high incompletion and loan delinquencies that exist
today. In 2015 a report showed that 9 percent of students failed to complete
degree requirements every year. The reason behind some of the completion rates
falling through is that many students had financial burdens and could not work
full time and attend school as well (Lynch). Although work-study programs exist
on campuses across the nation, only a handful of students are chosen for the
available positions leaving other students to rely solely on financial aid or
high interests loans. Additionally, it is estimated that over 600,000 students
do not finish degree requirements every year; as a result, the students earn
the same amount of money or less than students who pursued two-year degrees
(Porter 391). The primary issue that many people face while pursuing degrees
are financial burdens that arise in life, and even though people face difficult
challenges, many people have reaped wonderful benefits and careers after the
degree requirements were completed which should be worthwhile for any person.

            Finally, from
everything that I have written, nothing has changed my mind on the issue to say
that every person should desire, and be able to earn a college degree. As we
have learned, college degrees make us more marketable and readily employable,
and I feel that pursuing any degree whether it is a two year or four-year
degree would give everyone more knowledge compared to just a high school
education. However, it has been confirmed by Porter that many students who come
from poverty-stricken families do not finish degrees requirements because of
financial burdens. In my opinion colleges and universities should take a closer
look at families of students who can not contribute to their children education
and offer other options besides high-interest loans (390). Also as Strohursh
and Wanner have protested that we are only hurting our economy more by giving
loans to families that have no way of repaying the loan (261). According to
Baum, Senior policy analyst for the college board declared,”We have a moral obligation
as a society to create the opportunity for as many students as possible to go
to college if they are motivated.” (Chronicle 401).  When a person becomes educated in higher
learning, and people that are more educated want the same for their children.
Educated families are more likely be able to contribute to their household
education funds without the use of financial aid or loans (Porter 391). Our
society must not overlook the amounts of people who cannot afford college
because higher education is the key to success in our country and no one should
be denied the option to pursue a degree to change their socioeconomic status
and lives in general.

            Given these points,
it is apparent that even though the cost of pursuing a college degree can be financially
challenging, the benefit of completing degree requirements are rewarding. As high
school has always been a milestone for young adults, the bar should be raised
for the benchmark to be a college degree of any kind. It is a proven fact that
a person makes more money in their lifetime with a college degree compared to a
to a person who has only earned a high school diploma. The society also knows
that the only jobs that do not require degrees are industry and vocational
careers. The possibilities are endless with a college degree added to a
person’s credentials. As Strohursh and Warren warned that the economy would be
hurt again by student debt so colleges and universities should warrant the
information for future references and understand the possibilities that could
weigh down the economy by ignoring the warning signs. Every student that wants
to pursue a degree should be able to do so without hindrance.